Juan Bueno

The world moves through money; daily life has become more expensive, invasive advertising offering products that ensure a "better quality of life" does not lead to something else, rather than excessive consumerism.

In our country every time there are more people who have a credit card, the banks have become more flexible your requirements for obtaining an, unfortunately, very few people that keeps a good use of them. Different banking houses offer various credit options, even the basis of a minimum wage, it is extremely easy to get one. We must take into account that a loan does not mean having more money, it is only a loan that will be paid within a specified period.

Having a bank card involves various commitments, which are not fulfilled techniques make you subject to harassment by the banks in order that the debt incurred by the borrower is paid. Sad to say that the law is not yet capable of regulating these collection techniques that are not only arbitrary and offensive, but also, degrading.

Two years ago I went through a rather complicated situation, economically speaking, stopped paying my credit card and it was not two days past my due date when I started to receive calls on my home collection area Bancomer. Months later I received a letter, by the way, very threatening, it informed me that my case was already legal and that the bank was authorized to request information from me with my neighbors and they could send people to photograph me in order to identify , which could not reach any agreement and would have to abide by the consequences. I'm still keeping that letter.

Recently, a law was passed requiring banking houses to lower the costs of their commissions to their clients, despite this, it becomes absurd the amount that they charge for ...

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