COMO SE DA CUADRO DE SERVICIO A LA DEUDA
Enviado por pol6008 • 9 de Diciembre de 2017 • Monografía • 837 Palabras (4 Páginas) • 179 Visitas
1 | |||||
PRESTAMO | 200,000.00 | ||||
Tasa Efectiva Semestral = TES | 12% | ||||
Tasa de Interes semestral = Tim | 0.1200 | 12.00% | |||
PERIODO (semestre) | 12 | ||||
CUOTA (semestral) | S/. 32,287.36 | 32,287.36 | |||
CUADRO DE SERVICIO A LA DEUDA | |||||
Periodos | Saldo Inicial | Amortización | Intereses | Cuota | Saldo Final |
1 | 200,000.00 | 8,287.36 | 24,000.00 | 32,287.36 | 191,712.64 |
2 | 191,712.64 | 9,281.84 | 23,005.52 | 32,287.36 | 182,430.79 |
3 | 182,430.79 | 10,395.67 | 21,891.70 | 32,287.36 | 172,035.13 |
4 | 172,035.13 | 11,643.15 | 20,644.22 | 32,287.36 | 160,391.98 |
5 | 160,391.98 | 13,040.32 | 19,247.04 | 32,287.36 | 147,351.66 |
6 | 147,351.66 | 14,605.16 | 17,682.20 | 32,287.36 | 132,746.49 |
7 | 132,746.49 | 16,357.78 | 15,929.58 | 32,287.36 | 116,388.71 |
8 | 116,388.71 | 18,320.72 | 13,966.65 | 32,287.36 | 98,068.00 |
9 | 98,068.00 | 20,519.20 | 11,768.16 | 32,287.36 | 77,548.79 |
10 | 77,548.79 | 22,981.51 | 9,305.86 | 32,287.36 | 54,567.29 |
11 | 54,567.29 | 25,739.29 | 6,548.07 | 32,287.36 | 28,828.00 |
12 | 28,828.00 | 28,828.00 | 3,459.36 | 32,287.36 | -0.00 |
Totales |
| 200,000.00 | 187,448.34 | 387,448.34 |
|
2 | |||||
PRESTAMO | 120,000.00 | ||||
Tasa Efectiva Semestral = TES | 16% | ||||
Tasa de Interes semestral = Tim | 0.1600 | 16.00% | |||
PERIODO (semestre) | 12 | ||||
CUOTA (semestral) | S/. 23,089.77 | 23,089.77 | |||
CUADRO DE SERVICIO A LA DEUDA | |||||
Periodos | Saldo Inicial | Amortizacion | Intereses | Cuota | Saldo Final |
1 | 120,000.00 | 17,887.36 | 14,400.00 | 32,287.36 | 102,112.64 |
2 | 102,112.64 | 20,033.84 | 12,253.52 | 32,287.36 | 82,078.79 |
3 | 82,078.79 | 22,437.91 | 9,849.46 | 32,287.36 | 59,640.89 |
4 | 59,640.89 | 25,130.46 | 7,156.91 | 32,287.36 | 34,510.43 |
5 | 34,510.43 | 28,146.11 | 4,141.25 | 32,287.36 | 6,364.32 |
6 | 6,364.32 | 31,523.64 | 763.72 | 32,287.36 | -25,159.32 |
7 | -25,159.32 | 35,306.48 | -3,019.12 | 32,287.36 | -60,465.80 |
8 | -60,465.80 | 39,543.26 | -7,255.90 | 32,287.36 | -100,009.06 |
9 | -100,009.06 | 44,288.45 | -12,001.09 | 32,287.36 | -144,297.51 |
10 | -144,297.51 | 49,603.06 | -17,315.70 | 32,287.36 | -193,900.57 |
11 | -193,900.57 | 55,555.43 | -23,268.07 | 32,287.36 | -249,456.00 |
12 | -249,456.00 | 62,222.08 | -29,934.72 | 32,287.36 | -311,678.08 |
Totales |
| 431,678.08 | -44,229.74 | 387,448.34 |
|
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